The TranZact solution has been modeled around the following fundamental characteristics:-

• creative technology solutions that are tailored to the unique and often challenging needs in emerging markets and local contexts;

• technology combined with effective business processes that are easy to adopt and adapt.

• technology that is designed to scale

solutions that empower financial institutions to realize profit, yet deliver services at dramatically reduced transaction costs in a secure and reliable manner, thereby enabling sustainability of business viability.

• solutions that harness partnerships between financial institutions and local companies thereby obviating fragmentation, energizing the service offering, increasing the value proposition to the consumer, while also assisting in reducing infrastructure costs and extends rural and peri-urban outreach. It is key that these relationships be based on the profitability partnership principle!

• solutions that are built around industry standard, globally compliant payment systems, sector-wide operating standards and business practices, compliant with local regulations, thereby offering improved operational efficiencies, reduced transaction costs, and enable sustainable outreach to underserved populations.

• solutions that is flexible to offer diverse financial services that meet local needs and priorities.

• solutions that banks the unbanked, through unique value-added financial products.

• solutions that increase social empowerment and impacts economic upliftment.

• finally solutions that are built on technology that is easily adaptable locally and where local support throughout the project life-cycle and beyond is continually available, enhanced and client-capacity is developed